Do I Have to Pay If I Get a False Car Accident Claim Against Me?

Sadly, if you become a victim of one and the other driver files a false car accident claim against you, you may be stressed, anxious, confused, and have plenty of questions about what is next. 

However, just because the other party put the blame on you and filed for compensation does not mean you are entitled to pay for their damages (unless proven). If you are dealing with a false car accident claim against you, do not wait until things take a terrible turn. Immediately contact an experienced Tucson auto accident attorney to explore your legal options. 

What happens when the police report tags you as responsible for the accident?

As soon as the accident is reported to the police, they investigate based on all the evidence present to file a report. The police officer will visit the accident site, note any injuries, weather conditions, inspect the vehicle, and other details to determine who is to blame for the accident. Sometimes the fingers may be pointed towards you, and the official police report will state that you are responsible for the accident. 

However, the good news is, even if the reports are official, it does not carry a legal weight unless the police officer is a witness or sees the accident. Deciding the liability is not in the hands of the police and their last words do not mean you are the one to blame. Instead, the insurance company is responsible for investigating the case entirely and deciding the liability. If they fail to do so, the case may go to trial. 

Role of your insurance company. 

Your insurance company and the other party’s company will conduct their investigation to determine who is to blame. Your company will hire the insurance adjuster to conduct a detailed investigation and talk to the other party to understand their story. Additionally, they will also talk to any witness to understand what actually took place. 

Remember, if you are at fault, your insurance company is the one who will pay for the other party’s compensation. Therefore, your insurance company will not be partial or use filthy tactics for you. There are also higher chances that your company will defend you against the false claim by providing the crucial evidence they found during the investigation. 

However, if your insurance company settles the offer with the other party, you can do nothing even if you feel that you were falsely accused. The final decision of deciding who is at fault is up to the insurance companies.